Legal Disclaimer and Liability Terms

General Notice

The information presented on this website is intended solely for general informational and educational purposes regarding contingent convertible bonds and related financial structures. The Company does not provide financial advice, investment recommendations, or brokerage services. Nothing on this website should be interpreted as an offer, solicitation, or recommendation to buy, sell, or hold any financial instrument.

No Professional Advice

The content on this website does not constitute professional financial, legal, tax, or investment advice. Users should consult with a qualified professional advisor before making any financial decisions or taking any actions based on the information provided. The Company expressly disclaims any liability for decisions made or actions taken in reliance on the website content.

Limitation of Liability

The Company shall not be held liable for any damages, losses, or expenses arising from the use of or reliance on the information provided on this website.

The Company does not guarantee the accuracy, completeness, or timeliness of any information published on this website.

The Company shall not be responsible for any errors, omissions, or inaccuracies in the content, regardless of how they may have occurred.

The Company disclaims liability for any direct, indirect, incidental, consequential, or punitive damages resulting from access to or use of the website.

The Company is not responsible for any technical failures, viruses, or harmful components that may affect the user's device or data.

Information Accuracy

While the Company makes reasonable efforts to ensure that the content on this website is accurate and up to date, it does not warrant or represent that the information is free from errors, complete, or suitable for any particular purpose. Financial markets, regulations, and instruments change frequently, and the content may not reflect the most current developments.

Users should verify any information independently before relying on it for any purpose.

Results Disclaimer

Any examples, case studies, or discussions of contingent convertible bond structures or market outcomes are provided for illustrative purposes only. Past performance, historical examples, or hypothetical scenarios do not guarantee future results. Individual outcomes may vary significantly based on market conditions, issuer circumstances, and other factors beyond the Company's control.

Variability of Results

Financial instruments, including contingent convertible bonds, involve substantial risk. The value of such instruments may fluctuate, and investors may lose part or all of their principal. The Company does not guarantee any specific outcome, return, or result from the use of information on this website.

Financial Risk Disclosure

Investing in contingent convertible bonds and related financial instruments involves significant risks. The following disclosures are provided to ensure users understand the nature of these risks.

Contingent convertible bonds may convert to equity or face principal write-down if the issuer's capital falls below defined thresholds, potentially resulting in loss of principal.
The market value of CoCo bonds can be volatile and may be affected by changes in interest rates, issuer creditworthiness, regulatory developments, and general market conditions.
The information on this website does not assess the suitability of any instrument for any individual user. Users must conduct their own due diligence and seek professional advice.

External Links

This website may contain links to third-party websites or resources. The Company does not endorse, control, or assume responsibility for the content, privacy practices, or accuracy of any external sites. Accessing linked websites is at the user's own risk, and the Company recommends reviewing the terms and policies of any external site visited.

Governing Law and Jurisdiction

This disclaimer and the use of this website are governed by the laws applicable in the jurisdiction where the Company operates.

Any disputes arising from or related to the use of this website shall be subject to the exclusive jurisdiction of the courts in that jurisdiction. Users agree to submit to such jurisdiction for the resolution of any claims or disputes.

This disclaimer shall be interpreted in accordance with the laws of Canada, without regard to conflict of law principles.

Users are responsible for ensuring that their access to and use of this website complies with all applicable local laws and regulations in their jurisdiction.

Indemnification

By using this website, the user agrees to indemnify and hold harmless the Company, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from the user's violation of this disclaimer or misuse of the website content.

Severability

If any provision of this disclaimer is found to be invalid, unlawful, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

Modifications

The Company reserves the right to modify, update, or replace this disclaimer at any time without prior notice. Changes take effect immediately upon posting to the website. Continued use of the website after modifications constitutes acceptance of the revised terms.